$0 down · 100% financing
Floor coating financing: your new garage floor starts here
Spread the cost of your garage, porch or patio coating over 6 or 12 months, with no money down and no penalty for paying early.
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The short answer
Heritage offers $0-down, 100% financing. Payments for an average two-car garage can be as low as $190 a month (the actual amount varies with credit). Choose 6 or 12 months, pay it off early with no penalty, and get approved in minutes with a soft credit pull that won't affect your credit. Purchases up to $4,000 with approval.
- $0down payment. Finance 100% of your project.
- $190a month or less for an average two-car garage.
- 6 or 12month options, with no penalty for paying early.
How floor coating financing works
Financing is set up at the invoice. When you receive your invoice, select Afterpay. Within minutes of applying you'll get a 6-month or 12-month option to choose from, each showing your interest rate and monthly payment clearly. That's it.
- Payments as low as $190 a month for an average two-car garage
- Purchases up to $4,000 with approval
- 6- and 12-month payment options
- No prepayment penalties
- Soft credit pull that won't affect your credit
- Setup and approval in minutes
Why finance instead of waiting
Concrete damage doesn't wait. Oil stains set, cracks spread and DIY coatings peel, and most concrete repairs cost up to three times the price of coating a sound slab. Financing lets you protect the floor now, at a monthly cost that fits your budget, and enjoy the space while you pay.
It also makes it easier to do the whole property at once: the garage, the porch and patio or the pool deck, all in the same visit.
Is financing worth it vs. a cheaper epoxy job?
A cheaper epoxy job or DIY kit can look like the budget option, until it peels, yellows or bubbles and has to be redone. Spreading the cost of a floor with a 20-year residential garage warranty is usually the better value. See the real cost of epoxy flooring for the math.
Questions
Financing questions
Will applying hurt my credit?
No. Approval uses a soft credit pull, which won't affect your credit score.
How much can I finance?
Purchases up to $4,000 with approval, with nothing down. Payments for an average two-car garage can be as low as $190 a month; your actual amount depends on your credit.
Can I pay it off early?
Yes. There is no penalty for paying early on either the 6-month or the 12-month option.
When do I apply?
When you receive your invoice, select Afterpay. You'll see your options, rate and monthly payment within minutes.
Make your garage feel like part of the house
$0 down, payments as low as $190 a month. Call or text (737) 637-3732 for a free quote.